It is a good idea. Many homeowner's and renter's policies cover little or nothing kept away from home. SB Storage offers tenant protection plans through SafeLease that cover what you store, billed with your rent. You can add one when you rent or call to add it later.
Check your own policy first
Call your insurance agent and ask whether your policy covers belongings in a storage unit, and for how much. Some policies limit off-site coverage to a small percentage of your total.
SafeLease tenant protection
If your policy falls short, a SafeLease plan covers your stored things. It is added to your monthly bill, so there is nothing separate to track. See tenant protection for storage units, or RV and boat protection for parking spaces.
Related questions
Answered by SB Storage, a locally owned self storage company with two locations in Tuscumbia, Alabama.